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Saving for the holidays is easy with this convenient account. Deposits can be made at any time through Online or Telephone Banking or at any Banking Center . Also, you may automatically fund the account by signing up for a pre-authorized transfer from another Citizens deposit account.
FEATURES
FREE Online Banking
FREE Telephone Banking
Christmas Savings Account
Minimum Opening Deposit
$10
Minimum Balance
$10
Monthly Service Fee
No monthly service fee
Interest Options
Earns variable rates of interest on the entire balance. Interest is compounded and credited quarterly.
ACCESSING YOUR FUNDS
Over-the-counter withdrawals are not allowed on Christmas Club accounts (unless to close the account).
There are 3 easy ways to access the funds:
Select a transfer date and the funds are automatically transferred to the Citizens account of their choice (Checking, Savings or Money Market) on that date.
Or, request a standard transfer and the funds will transfer to their Checking, Savings or Money Market at the end of October.
Customers who do not select a transfer option will be sent a complimentary check each year at the end of October.
