Personal Checking Comparison
 
Checking Accounts | Debit/ATM Card | Reorder Checks†
 
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Everyone’s needs are different. And Citizens Financial Bank has checking accounts to fit all of your needs… whether you’re 16 or 96.

 
Free with all Citizens Checking Accounts
 Citizens Check Card (Debit Card)
 Citizens ATM Transactions
 Unlimited Check Writing
 Check Imaging
 Telephone Banking
 Online Banking
 Online Bill Pay
 Notary Service
 Direct Deposit
 eStatements
   
Free
Value High Life
College

Premier

Minimum Opening Deposit $50 $50 $50 $50 $50
Minimum Balance $0 $100 minimum daily balance $0 $0 $5,000 average monthly balance
Monthly Service Fee $0 $8 monthly service fee - waived with $100 minimum daily balance $0 $0 $18 monthly service fee - waived with either of the following:
- $5,000 average monthly balance, or
- $25,000 in combined deposit balance (Savings, Money Markets, CDs or IRAs)
Earn Interest No variable rate with $400 daily minimum balance variable rate No premium variable rate
FREE Non-Citizens ATM Transactions No No No 10 free per statement cycle Yes
Additional Benefits     - Free Single Signature Traveler's Checks
- Free Cashier's Checks
- Free Money Orders
- 50% Safe Box Discount
- Free Citizens Checks (50% off other styles)
  - Free Traveler's Checks
- Free Cashier's Checks
- Free Money Orders
- 50% Safe Box Discount
- Free Citizens Checks (50% off other styles)
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