Business Overdraft Privilege
 
 
Free with All Citizens Personal Checking Accounts

• Citizens Check Card
  (Debit Card)
• Online Banking
• Unlimited Check Writing
• Online Bill Pay
• Check Imaging
• Notary Service
• Telephone Banking
• Direct Deposit
• eStatements

Have you been short on funds to pay a trading partner?  Have you ever had an item unexpectedly returned?  Or, have you simply made a mistake in your records? 

Business Overdraft Privilege can help!   Rather than returning non-sufficient items unpaid, we will consider making payment of reasonable overdrafts on your Business Checking account subject to program terms and conditions. 

Features

  • Payment of overdrafts normally covered up to $1,000.
  • No action on your part or additional paperwork.
  • Fees charged only when you use the service.
  • Account must be open 30 days before eligible.
  • Account must be positive once every 16 days.
  • Business must not have any delinquent loans with Citizens.
  • Business must not be subject to a tax levy or interrogatory.