MUNSTER, IN– April 8, 2010 - Citizens Financial Bank’s Cash Management Team presented Cash is King to 70 members of the Munster Chamber of Commerce at their April Luncheon meeting at the Performing Arts Center in Munster.

Cash is King is an informative presentation developed by Citizens Financial Bank for business owners.  The presentation highlights current banking issues, best practices, and service recommendations intended to further knowledge on account safety and fraud protection, account receivables collection, and electronic disbursement techniques.

Debbie Milne, Vice President said, “The most important aspect of managing the day-to-day cash of a business is understanding how to best utilize the banking system and services available.” She continues, “This presentation does just that and has proven very helpful to the business community.”

Jill Hasiak, Vice President adds, “In the presentation, the Cash Management Team described automated ways to help shorten the Business Cash Flow Cycle using cash management services. We help our clients with customized solutions for their unique cash flow issues.”

Lisa Bossi, Second Vice President said, “Citizens Financial Bank has been a strong supporter of the Munster Chamber and we are committed to helping member businesses prosper and grow. Several members commented that the presentation was very interesting and they learned some tips that could benefit their businesses.”

The Munster Chamber of Commerce has been serving the community since 1955. The Chamber of Commerce is a group of business, industry and professional people organized to preserve the free enterprise system of business and to promote the growth and development of the business and industrial community. A growing organization, the Munster Chamber is one of the largest in Northwest Indiana with 273 members.

Citizens Financial Bank, a $1.1 billion dollar independent bank, serves the financial needs of individuals, families and businesses through its network of 23 Banking Centers located throughout Chicagoland and Northwest Indiana. Citizens Financial Bank was founded in 1934 and is headquartered in Munster, Indiana. www.mybankcitizens.com