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Free with All Citizens Personal Checking Accounts |
• Citizens Check Card
(Debit Card)
• Online Banking
• Unlimited Check Writing
• Online Bill Pay
• Check Imaging
• Notary Service
• Telephone Banking
• Direct Deposit
• eStatements
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Free Business |
Business Interest |
Organization |
Commercial |
| Minimum Opening Deposit |
$0 |
$0 |
$0 |
$100 |
| Minimum Balance |
$0 |
$0 |
$0 |
$0 |
| Monthly Service Fee |
$0 |
$10 monthly service fee – Waived if maintain a $1,000 average balance |
None |
Applied to earnings credit:
$12 per month maintenance fee
$0.15 per credit, debit, or deposited check
$0.16 per paid check
$0.50 per deposit
$0.50 per $1,000 currency deposited |
| Earnings Credit |
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Applied against monthly activity charges
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| Interest |
No Interest |
Market Rate |
Earned on balances greater than $500 |
No Interest |
| Free Citizens ATM Transaction |
Yes |
Yes |
Yes |
Yes |
| FREE Non-Citizens ATM Transactions |
No |
No |
No |
No |
| Overdraft Privilege |
Available |
Available |
No |
Available |
| Free Transactions |
400 free transactions*, $0.25 per transaction over 400 |
100 free transactions*, $0.25 per transaction over 100 |
100 free cleared checks, $0.25 per check over 100 |
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| Sweep services |
Available |
Not Available |
Not available |
Available |
| More Features |
Learn More |
Learn More |
Learn More |
Learn More |
* Transactions include debits, credits, deposits and deposited checks.
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